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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,355 | $102,385-22.5% | $147,080-46.0% | $80,935-2.0% |
| Participation rate | 74.1% | 75.9%-1.8pp | 82.2%-8.1pp | 67.7%+6.4pp |
| Annual return | 11.39% | 135.09%-123.7pp | 420.17%-408.8pp | 35.66%-24.3pp |
| Employer contribution / active EE | $2,808 | $3,717-24.5% | $4,933-43.1% | $2,757+1.9% |
| Participant deferral / active EE | $4,953 | $6,651-25.5% | $8,066-38.6% | $4,299+15.2% |
| Admin fee / account holder | $715 | $7,951-91.0% | $12,989-94.5% | $6,924-89.7% |