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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,824 | $138,075-55.2% | $123,552-50.0% | $135,379-54.3% |
| Participation rate | 62.5% | 84.7%-22.2pp | 82.3%-19.8pp | 82.6%-20.1pp |
| Annual return | -3.78% | 153.70%-157.5pp | 119.20%-123.0pp | 519.79%-523.6pp |
| Employer contribution / active EE | $2,180 | $5,152-57.7% | $4,628-52.9% | $4,779-54.4% |
| Participant deferral / active EE | $4,555 | $6,800-33.0% | $6,426-29.1% | $5,609-18.8% |
| Admin fee / account holder | $7,789 | $10,917-28.7% | $9,285-16.1% | $10,828-28.1% |