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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,579 | $96,558+43.5% | $80,977+71.1% | $273,972-49.4% |
| Participation rate | 100.0% | 79.1%+20.9pp | 75.8%+24.2pp | 83.0%+17.0pp |
| Annual return | 0.13% | 15.14%-15.0pp | 17.11%-17.0pp | 41.46%-41.3pp |
| Employer contribution / active EE | $4,545 | $4,869-6.6% | $3,715+22.4% | $4,869-6.6% |
| Participant deferral / active EE | $1,564 | $6,598-76.3% | $5,696-72.5% | $5,287-70.4% |
| Admin fee / account holder | $4,751 | $7,493-36.6% | $5,517-13.9% | $10,133-53.1% |