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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,908 | $105,856+54.8% | $90,161+81.8% | $147,586+11.1% |
| Participation rate | 75.0% | 79.7%-4.7pp | 76.9%-1.9pp | 82.8%-7.8pp |
| Annual return | 5.41% | 37.63%-32.2pp | 34.89%-29.5pp | 578.59%-573.2pp |
| Employer contribution / active EE | $0 | $4,126-100.0% | $3,318-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $3,092 | $5,733-46.1% | $5,287-41.5% | $5,439-43.2% |
| Admin fee / account holder | $3,127 | $8,046-61.1% | $5,943-47.4% | $10,886-71.3% |