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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,703 | $107,941-47.5% | $91,994-38.4% | $152,909-62.9% |
| Participation rate | 93.3% | 81.2%+12.1pp | 78.6%+14.7pp | 82.5%+10.9pp |
| Annual return | 8.18% | 89.28%-81.1pp | 69.04%-60.9pp | 345.46%-337.3pp |
| Employer contribution / active EE | $8,333 | $4,212+97.9% | $3,453+141.4% | $4,764+74.9% |
| Participant deferral / active EE | $2,912 | $6,366-54.3% | $5,924-50.8% | $5,851-50.2% |
| Admin fee / account holder | $2,126 | $10,521-79.8% | $7,744-72.5% | $11,601-81.7% |