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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,721 | $72,177-82.4% | $115,038-88.9% | $59,633-78.7% |
| Participation rate | 98.2% | 72.6%+25.7pp | 81.4%+16.8pp | 68.7%+29.5pp |
| Annual return | -4.04% | 12.02%-16.1pp | 26.14%-30.2pp | 2041.45%-2045.5pp |
| Employer contribution / active EE | $3,687 | $2,841+29.8% | $4,608-20.0% | $2,203+67.4% |
| Participant deferral / active EE | $5,746 | $4,783+20.1% | $6,026-4.6% | $3,192+80.0% |
| Admin fee / account holder | $1,124 | $4,927-77.2% | $8,175-86.3% | $4,297-73.8% |