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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,650 | $76,551-73.0% | $123,894-83.3% | $62,881-67.2% |
| Participation rate | 95.3% | 73.0%+22.3pp | 81.4%+13.9pp | 69.3%+26.0pp |
| Annual return | 12.36% | 18.68%-6.3pp | 47.52%-35.2pp | 20.14%-7.8pp |
| Employer contribution / active EE | $3,909 | $2,882+35.6% | $4,617-15.3% | $2,281+71.4% |
| Participant deferral / active EE | $6,093 | $4,840+25.9% | $5,984+1.8% | $3,203+90.2% |
| Admin fee / account holder | $308 | $4,826-93.6% | $8,357-96.3% | $4,296-92.8% |