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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,876 | $105,200-29.8% | $159,474-53.7% | $85,847-13.9% |
| Participation rate | 92.7% | 75.8%+16.9pp | 82.8%+9.9pp | 69.3%+23.4pp |
| Annual return | 15.68% | 45.08%-29.4pp | 263.68%-248.0pp | 318.61%-302.9pp |
| Employer contribution / active EE | $3,425 | $3,319+3.2% | $4,831-29.1% | $2,565+33.5% |
| Participant deferral / active EE | $8,049 | $5,946+35.4% | $7,353+9.5% | $3,952+103.7% |
| Admin fee / account holder | $1,642 | $6,934-76.3% | $10,802-84.8% | $6,261-73.8% |