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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,762 | $124,346-22.2% | $111,308-13.1% | $167,536-42.2% |
| Participation rate | 63.2% | 79.6%-16.5pp | 77.3%-14.2pp | 82.1%-19.0pp |
| Annual return | 12.91% | 37.45%-24.5pp | 54.67%-41.8pp | 478.82%-465.9pp |
| Employer contribution / active EE | $380 | $3,437-88.9% | $2,732-86.1% | $4,839-92.1% |
| Participant deferral / active EE | $3,830 | $5,182-26.1% | $4,487-14.7% | $6,342-39.6% |
| Admin fee / account holder | $71 | $10,621-99.3% | $7,965-99.1% | $12,315-99.4% |