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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $66,540 | $103,393-35.6% | $87,103-23.6% | $152,909-56.5% |
| Participation rate | 69.6% | 79.4%-9.8pp | 76.9%-7.3pp | 82.5%-12.9pp |
| Annual return | 18.23% | 28.10%-9.9pp | 28.19%-10.0pp | 345.46%-327.2pp |
| Employer contribution / active EE | $303 | $3,221-90.6% | $2,521-88.0% | $4,764-93.6% |
| Participant deferral / active EE | $2,730 | $4,778-42.9% | $4,049-32.6% | $5,851-53.3% |
| Admin fee / account holder | $220 | $12,195-98.2% | $7,491-97.1% | $11,601-98.1% |