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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $390,172 | $140,578+177.5% | $100,671+287.6% | $125,389+211.2% |
| Participation rate | 75.0% | 80.4%-5.4pp | 70.7%+4.3pp | 83.2%-8.2pp |
| Annual return | -2.46% | 24.67%-27.1pp | 20.43%-22.9pp | 282.24%-284.7pp |
| Employer contribution / active EE | $26,250 | $5,965+340.0% | $4,012+554.3% | $4,866+439.4% |
| Participant deferral / active EE | $18,000 | $3,981+352.1% | $3,144+472.6% | $5,352+236.3% |
| Admin fee / account holder | $2,562 | $6,716-61.8% | $4,850-47.2% | $9,541-73.1% |