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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $616,151 | $158,852+287.9% | $121,220+408.3% | $135,380+355.1% |
| Participation rate | 75.0% | 79.3%-4.3pp | 71.8%+3.2pp | 82.6%-7.6pp |
| Annual return | -7.32% | -0.64%-6.7pp | 16.94%-24.3pp | 519.81%-527.1pp |
| Employer contribution / active EE | $27,375 | $5,666+383.2% | $4,023+580.5% | $4,779+472.8% |
| Participant deferral / active EE | $18,375 | $4,006+358.7% | $3,345+449.3% | $5,609+227.6% |
| Admin fee / account holder | $5,205 | $6,515-20.1% | $5,021+3.7% | $10,828-51.9% |