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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $841,138 | $152,597+451.2% | $117,533+615.7% | $134,532+525.2% |
| Participation rate | 66.7% | 77.1%-10.4pp | 70.6%-3.9pp | 81.2%-14.6pp |
| Annual return | -15.27% | 53.04%-68.3pp | 29.77%-45.0pp | 418.27%-433.5pp |
| Employer contribution / active EE | $27,000 | $5,576+384.2% | $4,179+546.0% | $4,741+469.5% |
| Participant deferral / active EE | $18,000 | $4,821+273.4% | $4,072+342.0% | $6,401+181.2% |
| Admin fee / account holder | $565,378 | $7,007+7969.1% | $5,647+9912.2% | $11,429+4847.1% |