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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,477 | $112,131+119.8% | $95,964+156.8% | $158,982+55.0% |
| Participation rate | 95.5% | 79.0%+16.5pp | 77.1%+18.4pp | 82.0%+13.5pp |
| Annual return | 19.01% | 171.19%-152.2pp | 91.64%-72.6pp | 302.99%-284.0pp |
| Employer contribution / active EE | $7,479 | $3,199+133.8% | $2,541+194.3% | $4,763+57.0% |
| Participant deferral / active EE | $6,053 | $4,784+26.5% | $4,167+45.3% | $5,983+1.2% |
| Admin fee / account holder | $863 | $10,136-91.5% | $6,797-87.3% | $11,252-92.3% |