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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $147,954 | $92,219+60.4% | $76,767+92.7% | $135,380+9.3% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -12.09% | 5.46%-17.6pp | 2.43%-14.5pp | 519.81%-531.9pp |
| Employer contribution / active EE | $7,226 | $3,216+124.7% | $2,485+190.7% | $4,779+51.2% |
| Participant deferral / active EE | $5,000 | $4,508+10.9% | $3,852+29.8% | $5,609-10.9% |
| Admin fee / account holder | $788 | $10,749-92.7% | $6,675-88.2% | $10,828-92.7% |