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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,633 | $124,346+147.4% | $111,306+176.4% | $167,553+83.6% |
| Participation rate | 91.3% | 79.6%+11.7pp | 77.3%+14.0pp | 82.1%+9.2pp |
| Annual return | 19.77% | 37.46%-17.7pp | 54.67%-34.9pp | 478.89%-459.1pp |
| Employer contribution / active EE | $7,830 | $3,438+127.8% | $2,732+186.6% | $4,840+61.8% |
| Participant deferral / active EE | $6,026 | $5,182+16.3% | $4,488+34.3% | $6,343-5.0% |
| Admin fee / account holder | $1,428 | $10,623-86.6% | $7,966-82.1% | $12,316-88.4% |