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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $78,776 |
FROST BANK6 years Service code 21 · EIN 74-0635455 | Bank Trustee | $31,007 |
BMO HARRIS BANK NA7+ years Filed as: BMO HARRIS BANK, N.A. Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
MATRIX TRUST COMPANY1 year Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,356 | $84,936-23.1% | $111,303-41.3% | $79,393-17.7% |
| Participation rate | 81.6% | 75.9%+5.8pp | 77.3%+4.3pp | 70.7%+10.9pp |
| Annual return | 12.18% | 17.45%-5.3pp | 54.66%-42.5pp | 116.87%-104.7pp |
| Employer contribution / active EE | $2,223 | $1,979+12.3% | $2,731-18.6% | $2,428-8.4% |
| Participant deferral / active EE | $3,543 | $3,888-8.9% | $4,487-21.0% | $4,046-12.4% |
| Admin fee / account holder | $399 | $537-25.7% | $7,966-95.0% | $627-36.3% |