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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $93,134 |
FROST BANK4+ years Filed as: FROST NATIONAL BANK Service code 21 | Bank Trustee | $34,645 |
BMO HARRIS BANK NA4+ years Filed as: BMO HARRIS BANK, N.A. Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
FROST BANK3 years Service code 21 · EIN 74-0635455 | Bank Trustee | $0 |
Filed as: ONEAMERICA RETIREMENT SERVICES, LLC Service code 15 | Recordkeeping | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,603 | $65,118-30.0% | $76,767-40.6% | $55,725-18.2% |
| Participation rate | 87.7% | 79.6%+8.1pp | 77.0%+10.7pp | 70.9%+16.8pp |
| Annual return | -4.84% | -1.27%-3.6pp | 2.43%-7.3pp | 244.93%-249.8pp |
| Employer contribution / active EE | $2,012 | $1,941+3.7% | $2,485-19.0% | $2,078-3.2% |
| Participant deferral / active EE | $2,971 | $3,688-19.4% | $3,852-22.9% | $3,356-11.5% |
| Admin fee / account holder | $319 | $116+175.3% | $6,675-95.2% | $115+176.9% |