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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $101,183 |
FROST BANK5+ years Filed as: FROST NATIONAL BANK Service code 21 | Bank Trustee | $24,653 |
FROST BANK4 years Service code 21 · EIN 74-0635455 | Bank Trustee | $5,460 |
BMO HARRIS BANK NA5+ years Filed as: BMO HARRIS BANK, N.A. Service code 19 · EIN 36-2085229 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,059 | $73,404-27.7% | $87,104-39.1% | $67,579-21.5% |
| Participation rate | 82.4% | 80.9%+1.5pp | 76.9%+5.5pp | 71.3%+11.1pp |
| Annual return | 21.99% | 48.29%-26.3pp | 28.19%-6.2pp | 378.56%-356.6pp |
| Employer contribution / active EE | $2,044 | $2,014+1.5% | $2,521-18.9% | $2,148-4.8% |
| Participant deferral / active EE | $2,968 | $3,913-24.1% | $4,048-26.7% | $3,539-16.1% |
| Admin fee / account holder | $325 | $142+129.6% | $7,491-95.7% | $142+128.5% |