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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,245 | $166,268-45.7% | $165,100-45.3% | $145,897-38.1% |
| Participation rate | 70.0% | 82.0%-12.0pp | 78.6%-8.6pp | 80.3%-10.3pp |
| Annual return | 13.44% | 100.52%-87.1pp | 70.21%-56.8pp | 552.29%-538.9pp |
| Employer contribution / active EE | $2,879 | $5,284-45.5% | $4,348-33.8% | $4,663-38.3% |
| Participant deferral / active EE | $3,503 | $6,964-49.7% | $6,035-42.0% | $6,689-47.6% |
| Admin fee / account holder | $5,803 | $16,659-65.2% | $12,696-54.3% | $13,390-56.7% |