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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,959 | $178,174-50.6% | $156,181-43.7% | $137,256-35.9% |
| Participation rate | 90.9% | 82.0%+8.9pp | 78.8%+12.1pp | 80.0%+10.9pp |
| Annual return | 18.04% | 84.19%-66.1pp | 64.87%-46.8pp | 220.34%-202.3pp |
| Employer contribution / active EE | $3,314 | $4,972-33.3% | $4,294-22.8% | $4,156-20.3% |
| Participant deferral / active EE | $4,581 | $6,888-33.5% | $6,132-25.3% | $6,407-28.5% |
| Admin fee / account holder | $1,122 | $17,404-93.6% | $14,586-92.3% | $12,270-90.9% |