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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,138 | $152,592-65.2% | $125,180-57.6% | $152,885-65.2% |
| Participation rate | 100.0% | 83.3%+16.7pp | 79.8%+20.2pp | 82.5%+17.5pp |
| Annual return | 25.03% | 54.84%-29.8pp | 43.79%-18.8pp | 345.39%-320.4pp |
| Employer contribution / active EE | $2,768 | $4,947-44.0% | $3,866-28.4% | $4,763-41.9% |
| Participant deferral / active EE | $3,522 | $5,868-40.0% | $4,937-28.7% | $5,851-39.8% |
| Admin fee / account holder | $1,724 | $13,435-87.2% | $9,703-82.2% | $11,598-85.1% |