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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,685 | $78,197-68.4% | $98,090-74.8% | $82,637-70.1% |
| Participation rate | 96.4% | 77.5%+19.0pp | 81.5%+14.9pp | 68.1%+28.4pp |
| Annual return | 7.19% | 40.25%-33.1pp | 37.05%-29.9pp | 53.51%-46.3pp |
| Employer contribution / active EE | $1,339 | $2,605-48.6% | $3,606-62.9% | $2,552-47.6% |
| Participant deferral / active EE | $3,972 | $6,636-40.1% | $7,845-49.4% | $4,126-3.7% |
| Admin fee / account holder | $8,508 | $14,832-42.6% | $11,815-28.0% | $7,339+15.9% |