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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,709 | $70,486-84.8% | $100,528-89.3% | $79,852-86.6% |
| Participation rate | 86.5% | 73.6%+12.8pp | 79.4%+7.1pp | 69.6%+16.8pp |
| Annual return | 18.55% | 21.90%-3.4pp | 30.90%-12.3pp | 31.72%-13.2pp |
| Employer contribution / active EE | $696 | $2,165-67.8% | $3,419-79.6% | $2,471-71.8% |
| Participant deferral / active EE | $2,274 | $5,182-56.1% | $6,271-63.7% | $3,740-39.2% |
| Admin fee / account holder | $903 | $4,480-79.8% | $8,084-88.8% | $5,306-83.0% |