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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,241 | $68,412-70.4% | $94,679-78.6% | $75,181-73.1% |
| Participation rate | 97.6% | 76.1%+21.5pp | 80.8%+16.7pp | 67.2%+30.4pp |
| Annual return | 19.68% | 616.91%-597.2pp | 156.75%-137.1pp | 160.69%-141.0pp |
| Employer contribution / active EE | $1,029 | $2,701-61.9% | $3,673-72.0% | $2,671-61.4% |
| Participant deferral / active EE | $4,014 | $6,537-38.6% | $7,417-45.9% | $4,126-2.7% |
| Admin fee / account holder | $1,309 | $5,326-75.4% | $7,233-81.9% | $5,650-76.8% |