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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,834 | $42,383+10.5% | $76,518-38.8% | $64,173-27.0% |
| Participation rate | 52.8% | 58.1%-5.4pp | 68.0%-15.2pp | 69.6%-16.8pp |
| Annual return | -12.09% | -16.54%+4.4pp | -0.27%-11.8pp | 7.63%-19.7pp |
| Employer contribution / active EE | $2,688 | $1,563+71.9% | $2,647+1.5% | $2,381+12.9% |
| Participant deferral / active EE | $7,416 | $2,566+189.0% | $3,836+93.3% | $3,470+113.7% |
| Admin fee / account holder | $118 | $3,198-96.3% | $4,849-97.6% | $4,887-97.6% |