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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,409 | $47,848-21.8% | $81,473-54.1% | $70,126-46.7% |
| Participation rate | 48.5% | 58.3%-9.8pp | 68.0%-19.5pp | 69.5%-21.1pp |
| Annual return | 29.88% | 27.25%+2.6pp | 38.78%-8.9pp | 73.15%-43.3pp |
| Employer contribution / active EE | $2,298 | $1,527+50.5% | $2,568-10.5% | $2,343-1.9% |
| Participant deferral / active EE | $6,558 | $2,453+167.4% | $3,537+85.4% | $3,332+96.8% |
| Admin fee / account holder | $69 | $3,145-97.8% | $4,561-98.5% | $4,645-98.5% |