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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,437 | $43,075-50.2% | $74,577-71.3% | $62,881-65.9% |
| Participation rate | 32.4% | 58.1%-25.7pp | 68.1%-35.8pp | 69.3%-37.0pp |
| Annual return | 0.00% | 17.50%-17.5pp | 20.47%-20.5pp | 20.14%-20.1pp |
| Employer contribution / active EE | $1,136 | $1,498-24.2% | $2,525-55.0% | $2,281-50.2% |
| Participant deferral / active EE | $5,765 | $2,389+141.3% | $3,458+66.7% | $3,203+80.0% |
| Admin fee / account holder | $8 | $2,840-99.7% | $4,138-99.8% | $4,296-99.8% |