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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,116 | $154,228+188.6% | $145,433+206.1% | $137,256+224.3% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 36.20% | 74.59%-38.4pp | 66.58%-30.4pp | 220.34%-184.1pp |
| Employer contribution / active EE | $3,802 | $4,804-20.9% | $4,554-16.5% | $4,156-8.5% |
| Participant deferral / active EE | $19,422 | $8,216+136.4% | $7,897+145.9% | $6,407+203.1% |
| Admin fee / account holder | $4,454 | $14,344-68.9% | $13,129-66.1% | $12,270-63.7% |