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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,247 | $129,959+20.2% | $104,301+49.8% | $134,509+16.2% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -20.48% | 42.04%-62.5pp | 24.61%-45.1pp | 418.13%-438.6pp |
| Employer contribution / active EE | $3,442 | $4,185-17.8% | $3,373+2.0% | $4,741-27.4% |
| Participant deferral / active EE | $13,237 | $5,589+136.8% | $4,626+186.2% | $6,400+106.8% |
| Admin fee / account holder | $2,572 | $9,325-72.4% | $7,340-65.0% | $11,427-77.5% |