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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,201 | $49,177-38.6% | $79,466-62.0% | $64,173-52.9% |
| Participation rate | 61.5% | 65.0%-3.5pp | 73.3%-11.8pp | 69.6%-8.0pp |
| Annual return | -3.49% | -1.16%-2.3pp | 718.28%-721.8pp | 7.63%-11.1pp |
| Employer contribution / active EE | $845 | $2,076-59.3% | $2,800-69.8% | $2,381-64.5% |
| Participant deferral / active EE | $1,784 | $2,821-36.8% | $3,704-51.8% | $3,470-48.6% |
| Admin fee / account holder | $2,623 | $3,839-31.7% | $5,104-48.6% | $4,887-46.3% |