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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,013 | $48,076-52.1% | $78,693-70.8% | $62,891-63.4% |
| Participation rate | 75.9% | 65.2%+10.7pp | 73.6%+2.3pp | 69.3%+6.6pp |
| Annual return | 0.33% | 31.35%-31.0pp | 62.18%-61.9pp | 20.14%-19.8pp |
| Employer contribution / active EE | $1,119 | $2,015-44.5% | $2,850-60.7% | $2,281-50.9% |
| Participant deferral / active EE | $2,265 | $2,588-12.5% | $3,517-35.6% | $3,203-29.3% |
| Admin fee / account holder | $7,062 | $3,207+120.2% | $4,511+56.6% | $4,296+64.4% |