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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,640 | $53,128-44.2% | $86,582-65.8% | $70,126-57.7% |
| Participation rate | 72.0% | 65.3%+6.7pp | 73.5%-1.5pp | 69.5%+2.5pp |
| Annual return | 14.48% | 27.66%-13.2pp | 965.08%-950.6pp | 73.15%-58.7pp |
| Employer contribution / active EE | $967 | $2,068-53.2% | $2,839-65.9% | $2,343-58.7% |
| Participant deferral / active EE | $2,003 | $2,695-25.7% | $3,609-44.5% | $3,332-39.9% |
| Admin fee / account holder | $3,002 | $3,584-16.2% | $4,904-38.8% | $4,645-35.4% |