Filed April 16, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,636 | $90,170-6.1% | $150,734-43.9% | $69,733+21.4% |
| Participation rate | 57.4% | 60.2%-2.8pp | 78.4%-21.1pp | 62.5%-5.1pp |
| Annual return | 16.88% | 16.56%+0.3pp | 600.81%-583.9pp | 15.22%+1.7pp |
| Employer contribution / active EE | $2,345 | $3,428-31.6% | $4,918-52.3% | $2,250+4.2% |
| Participant deferral / active EE | $4,590 | $3,086+48.7% | $5,610-18.2% | $3,054+50.3% |
| Admin fee / account holder | $6,979 | $4,600+51.7% | $14,905-53.2% | $3,102+125.0% |