Filed April 16, 2026
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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,636 | $83,369+1.5% | $105,223-19.6% | $67,986+24.5% |
| Participation rate | 57.4% | 56.3%+1.1pp | 75.0%-17.7pp | 57.2%+0.2pp |
| Annual return | 16.88% | 24.64%-7.8pp | 180.65%-163.8pp | 31.67%-14.8pp |
| Employer contribution / active EE | $2,345 | $2,541-7.7% | $3,689-36.4% | $2,019+16.1% |
| Participant deferral / active EE | $4,590 | $3,295+39.3% | $5,072-9.5% | $3,358+36.7% |
| Admin fee / account holder | $6,979 | $4,073+71.4% | $8,859-21.2% | $3,203+117.9% |