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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,433 | $91,537-74.4% | $130,045-82.0% | $75,173-68.8% |
| Participation rate | 87.0% | 71.5%+15.5pp | 78.5%+8.5pp | 67.2%+19.8pp |
| Annual return | 22.37% | -631.55%+653.9pp | -137.30%+159.7pp | 160.72%-138.3pp |
| Employer contribution / active EE | $1,567 | $2,845-44.9% | $4,321-63.7% | $2,671-41.3% |
| Participant deferral / active EE | $3,514 | $4,343-19.1% | $5,820-39.6% | $4,126-14.8% |
| Admin fee / account holder | $1,977 | $6,780-70.8% | $10,600-81.3% | $5,651-65.0% |