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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,480 | $72,404-88.3% | $110,243-92.3% | $64,173-86.8% |
| Participation rate | 71.1% | 73.3%-2.3pp | 79.8%-8.8pp | 69.6%+1.5pp |
| Annual return | -7.43% | -6.29%-1.1pp | 314.76%-322.2pp | 7.63%-15.1pp |
| Employer contribution / active EE | $1,088 | $2,282-52.3% | $3,827-71.6% | $2,381-54.3% |
| Participant deferral / active EE | $2,222 | $3,469-36.0% | $4,672-52.4% | $3,470-36.0% |
| Admin fee / account holder | $4,764 | $5,664-15.9% | $8,548-44.3% | $4,887-2.5% |