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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,592 | $83,485-82.5% | $125,192-88.3% | $72,975-80.0% |
| Participation rate | 74.3% | 73.3%+1.0pp | 79.8%-5.5pp | 69.5%+4.8pp |
| Annual return | 22.34% | 25.77%-3.4pp | 43.79%-21.5pp | 81.01%-58.7pp |
| Employer contribution / active EE | $1,209 | $2,346-48.4% | $3,866-68.7% | $2,440-50.4% |
| Participant deferral / active EE | $3,151 | $3,586-12.1% | $4,937-36.2% | $3,608-12.6% |
| Admin fee / account holder | $1,699 | $5,518-69.2% | $9,704-82.5% | $5,124-66.8% |