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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,429 | $91,559-83.1% | $133,978-88.5% | $79,856-80.7% |
| Participation rate | 76.2% | 73.3%+2.8pp | 79.8%-3.7pp | 69.6%+6.5pp |
| Annual return | 21.91% | 61.85%-39.9pp | 45.10%-23.2pp | 31.71%-9.8pp |
| Employer contribution / active EE | $1,017 | $2,384-57.3% | $3,919-74.1% | $2,471-58.9% |
| Participant deferral / active EE | $2,745 | $3,734-26.5% | $5,047-45.6% | $3,741-26.6% |
| Admin fee / account holder | $2,853 | $6,321-54.9% | $8,930-68.1% | $5,306-46.2% |