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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,115 | $101,778-79.3% | $164,975-87.2% | $80,925-73.9% |
| Participation rate | 76.0% | 71.8%+4.2pp | 78.6%-2.6pp | 67.7%+8.3pp |
| Annual return | 18.37% | 16.73%+1.6pp | 70.12%-51.8pp | 35.65%-17.3pp |
| Employer contribution / active EE | $1,670 | $2,954-43.5% | $4,343-61.5% | $2,756-39.4% |
| Participant deferral / active EE | $4,082 | $4,477-8.8% | $6,033-32.4% | $4,299-5.0% |
| Admin fee / account holder | $15,539 | $8,221+89.0% | $12,688+22.5% | $6,940+123.9% |