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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,807 | $110,307-67.5% | $96,576-62.9% | $139,456-74.3% |
| Participation rate | 80.0% | 78.1%+1.9pp | 76.0%+4.0pp | 80.3%-0.3pp |
| Annual return | 12.25% | 26.40%-14.2pp | 25.87%-13.6pp | 373.45%-361.2pp |
| Employer contribution / active EE | $4,546 | $3,619+25.6% | $2,965+53.3% | $4,753-4.4% |
| Participant deferral / active EE | $0 | $5,547-100.0% | $4,851-100.0% | $6,711-100.0% |
| Admin fee / account holder | $605 | $11,597-94.8% | $8,253-92.7% | $11,407-94.7% |