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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,082 | $67,602-59.9% | $82,312-67.1% | $70,126-61.4% |
| Participation rate | 29.6% | 72.8%-43.1pp | 76.9%-47.3pp | 69.5%-39.9pp |
| Annual return | 21.55% | 21.57%0pp | 25.88%-4.3pp | 73.15%-51.6pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $2,148 | $2,987-28.1% | $3,706-42.0% | $3,332-35.5% |
| Admin fee / account holder | $834 | $4,512-81.5% | $5,608-85.1% | $4,645-82.1% |