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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,754 | $112,121-77.9% | $95,960-74.2% | $158,966-84.4% |
| Participation rate | 77.8% | 79.0%-1.2pp | 77.1%+0.7pp | 82.0%-4.2pp |
| Annual return | 16.58% | 171.16%-154.6pp | 91.63%-75.1pp | 302.95%-286.4pp |
| Employer contribution / active EE | $0 | $3,199-100.0% | $2,541-100.0% | $4,762-100.0% |
| Participant deferral / active EE | $3,841 | $4,784-19.7% | $4,167-7.8% | $5,983-35.8% |
| Admin fee / account holder | $3,723 | $10,135-63.3% | $6,797-45.2% | $11,250-66.9% |