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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,665 | $72,403+7.3% | $67,524+15.0% | $145,978-46.8% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 14.98% | 7197.23%-7182.2pp | 3519.41%-3504.4pp | 550.52%-535.5pp |
| Employer contribution / active EE | $6,527 | $3,072+112.5% | $2,734+138.7% | $4,662+40.0% |
| Participant deferral / active EE | $13,944 | $4,782+191.6% | $4,001+248.5% | $6,690+108.4% |
| Admin fee / account holder | $2,424 | $5,541-56.3% | $4,001-39.4% | $13,400-81.9% |