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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,889 | $77,416-34.3% | $69,464-26.7% | $152,897-66.7% |
| Participation rate | 100.0% | 78.1%+21.9pp | 74.6%+25.4pp | 82.5%+17.5pp |
| Annual return | 238.42% | 39.08%+199.3pp | 28.98%+209.4pp | 345.43%-107.0pp |
| Employer contribution / active EE | $5,932 | $3,315+79.0% | $2,779+113.5% | $4,764+24.5% |
| Participant deferral / active EE | $11,344 | $4,413+157.0% | $3,536+220.8% | $5,851+93.9% |
| Admin fee / account holder | $1,570 | $6,208-74.7% | $3,840-59.1% | $11,599-86.5% |