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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,281 | $81,664-1.7% | $70,476+13.9% | $158,966-49.5% |
| Participation rate | 84.6% | 77.7%+6.9pp | 75.1%+9.6pp | 82.0%+2.7pp |
| Annual return | 27.74% | 208.59%-180.9pp | 109.12%-81.4pp | 302.95%-275.2pp |
| Employer contribution / active EE | $4,974 | $3,219+54.5% | $2,738+81.7% | $4,762+4.5% |
| Participant deferral / active EE | $10,968 | $4,556+140.7% | $3,710+195.6% | $5,983+83.3% |
| Admin fee / account holder | $3,883 | $6,197-37.3% | $3,847+0.9% | $11,250-65.5% |