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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,282 | $180,459-67.1% | $154,108-61.5% | $135,380-56.2% |
| Participation rate | 83.3% | 87.4%-4.1pp | 83.0%+0.3pp | 82.6%+0.7pp |
| Annual return | -7.87% | 888.21%-896.1pp | 735.21%-743.1pp | 519.81%-527.7pp |
| Employer contribution / active EE | $1,898 | $6,035-68.5% | $5,298-64.2% | $4,779-60.3% |
| Participant deferral / active EE | $3,280 | $5,806-43.5% | $5,081-35.4% | $5,609-41.5% |
| Admin fee / account holder | $5,958 | $16,145-63.1% | $13,411-55.6% | $10,828-45.0% |