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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,461 | $209,422-62.1% | $178,503-55.5% | $158,982-50.0% |
| Participation rate | 85.7% | 86.4%-0.6pp | 81.9%+3.8pp | 82.0%+3.7pp |
| Annual return | 9.38% | 188.81%-179.4pp | 151.12%-141.7pp | 302.99%-293.6pp |
| Employer contribution / active EE | $2,017 | $5,707-64.7% | $5,011-59.7% | $4,763-57.6% |
| Participant deferral / active EE | $3,013 | $5,955-49.4% | $5,202-42.1% | $5,983-49.6% |
| Admin fee / account holder | $6,884 | $17,079-59.7% | $13,987-50.8% | $11,252-38.8% |