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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,099 | $202,342-62.9% | $172,753-56.5% | $152,909-50.9% |
| Participation rate | 94.7% | 87.1%+7.7pp | 82.6%+12.1pp | 82.5%+12.3pp |
| Annual return | 24.78% | 1029.88%-1005.1pp | 803.00%-778.2pp | 345.46%-320.7pp |
| Employer contribution / active EE | $2,444 | $5,857-58.3% | $5,144-52.5% | $4,764-48.7% |
| Participant deferral / active EE | $3,802 | $5,948-36.1% | $5,198-26.9% | $5,851-35.0% |
| Admin fee / account holder | $3,558 | $17,112-79.2% | $13,956-74.5% | $11,601-69.3% |