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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $320,086 | $96,558+231.5% | $80,977+295.3% | $273,972+16.8% |
| Participation rate | 87.5% | 79.1%+8.4pp | 75.8%+11.7pp | 83.0%+4.5pp |
| Annual return | 162.07% | 15.14%+146.9pp | 17.11%+145.0pp | 41.46%+120.6pp |
| Employer contribution / active EE | $0 | $4,869-100.0% | $3,715-100.0% | $4,869-100.0% |
| Participant deferral / active EE | $6,459 | $6,598-2.1% | $5,696+13.4% | $5,287+22.2% |
| Admin fee / account holder | $7,603 | $7,493+1.5% | $5,517+37.8% | $10,133-25.0% |