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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,503 | $88,778+374.8% | $81,844+415.0% | $145,884+188.9% |
| Participation rate | 80.0% | 75.1%+4.9pp | 72.4%+7.6pp | 80.3%-0.3pp |
| Annual return | 8.15% | 1033.03%-1024.9pp | 778.87%-770.7pp | 551.85%-543.7pp |
| Employer contribution / active EE | $660 | $3,087-78.6% | $2,916-77.4% | $4,662-85.8% |
| Participant deferral / active EE | $3,120 | $4,648-32.9% | $4,323-27.8% | $6,690-53.4% |
| Admin fee / account holder | $192,866 | $8,430+2187.8% | $7,355+2522.1% | $13,392+1340.2% |