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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $629,151 | $124,175+406.7% | $108,405+480.4% | $167,553+275.5% |
| Participation rate | 80.0% | 82.3%-2.3pp | 80.1%-0.1pp | 82.1%-2.1pp |
| Annual return | 9.28% | 1380.13%-1370.9pp | 905.55%-896.3pp | 478.89%-469.6pp |
| Employer contribution / active EE | $606 | $4,188-85.5% | $3,559-83.0% | $4,840-87.5% |
| Participant deferral / active EE | $3,320 | $6,908-51.9% | $6,563-49.4% | $6,343-47.7% |
| Admin fee / account holder | $38,715 | $9,457+309.4% | $7,297+430.6% | $12,316+214.3% |